With the metal Wells Fargo Propel American Express card, by contrast, you’ll earn an impressive 3 points for every dollar you spend on a wide variety of everyday purchases, including restaurant and delivery purchases, gas stations, public transportation and popular streaming services. See related: Chase Sapphire Reserve: Is it worth it? JohnnyJet.com does not include all credit card companies or all available credit card offers. Keep in mind, the Wells Fargo Propel has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. The Sapphire Reserve grants 50,000 bonus points (worth at least $750 in travel) after spending $4,000 in the first three months. See the online credit card applications for details about the terms and conditions of an offer. Annual fee: $95. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. With the Chase Sapphire Preferred® Card, each Ultimate Rewards point is worth 1.25 cents for any award travel booked on the Chase Ultimate Rewards travel portal. When you click on Our advertiser partners include And I’m not a card churner – I view my cards through a long-term lens. Archived. 11. It usually takes 12 hours door-to-door and adding any time to that – even in a luxurious airport lounge – is a tough sell in my household. Wells Fargo. Earn unlimited 3x Wells Fargo Go Far Rewards points per $1 on these purchases: All non-bonus purchases earn 1x point per $1 spent. The following Chase Sapphire Reserve benefits will be most valuable if you are a frequent flyer: Note that the Chase Sapphire Preferred is also one of the best credit cards for travel miles, thanks to all of the flight perks cardholders can enjoy. Save my name, email, and website in this browser for the next time I comment. Coronavirus: Should You Travel to Europe Right Now? The Propel is also the only Wells Fargo metal credit card. Annual fee: $0. However, note that the Wells Fargo Propel American Express® card doesn’t have any airline or hotel transfer partners. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… See related: I’m finally going to pay an annual fee. Instead, make a purchase with your Sapphire Preferred and redeem your points as a cash statement credit if you prefer cash rewards. Your points are worth 1.5 cents each when booking award flights on the Wells Fargo Travel Center. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs. The card will earn 3x points per dollar spent on dining, transit and travel, and streaming services, and 1x point on everything else. Each point can be worth more than 1.25 cents each if you transfer them to an airline or hotel transfer partner like United Airlines, Southwest Airlines, British Airways, or World of Hyatt. One reason for this is there are two different versions of the Chase Sapphire. Annual fee: $0. You don’t get rewards on that $300, so to be very technical, that represents an additional opportunity cost of 900 points (worth $13.50 in travel). Additional benefits are the Wells Fargo Propel’s weakness. Your credit cards journey is officially underway. You will earn 3x Ultimate Rewards points per $1 spent on dining. Priority Pass has four lounges at JFK, but they’re not in the terminals we typically use. You will also need a minimum $25 rewards balance to redeem for gift cards or online cash rewards. Your points are worth more when redeeming for travel. Chase UA Club: 12g. The Yankees and the Red Sox. Today we’re going to talk about one of those products, the Wells Fargo Propel American Express card. Lower monthly fees. The Sapphire Reserve takes the prize for the best additional perks. Wells Fargo Propel AmEx: 10g. All three cards earn bonus points on travel purchases. Cardholders can earn 5x points on Lyft rides through March 2022. This exercise validates my earlier thinking that if I sign up for a travel card with an annual fee, it should be the Citi Premier® Card. The Wells Fargo Propel card is made of encapsulated metal, according to a company press release. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. I considered applying. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Close. Chase Sapphire Reserve and Wells Fargo Propel 365 Comparision Review The Chase Sapphire Reserve has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel 365. All Rights Reserved. Annual fee: $450. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Keep an eye on your inbox—we’ll be sending over your first message soon. Privacy Policy. Those same spending habits would have yielded 40,000 Chase Ultimate Rewards points, worth at least $600 in travel. For family use, we’d have to buy Chelsea a membership out of pocket ($85), because ditching her in the regular security line would not go over well! The three choices in this Wells Fargo Propel vs Chase Sapphire review are all good options to consider. You can also redeem your points for cash and gift card rewards at 1 cent each. For an explanation of our…, We do receive compensation from our advertising partners for links on the blog. Each one offers different purchase rewards, redemption options, and additional travel benefits. However, we may receive compensation when you click on links to products from our partners. It’s also possible to earn bonus points on non-travel spending. The Chase Sapphire Preferred benefits include many of the same trip protection benefits as the Sapphire Reserve. If you look only at recent history, Chase seems like the better choice but when we compare Wells Fargo vs Chase side-by-side, it’s no slam dunk. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. For an explanation of our Advertising Disclosure, visit this page. These cards are on the shortlist for most travel buffs for the valuable point redemption options. Chase Amazon Prime: 13g. The Propel card gives 20,000 bonus points (worth $200) for spending $1,000 in the first three months. The Chase Sapphire Preferred earns 2x Ultimate Rewards per $1 spent on travel and dining. Subscribe to get the week’s most important news in your inbox every week. Credit Card Programs - Chase sapphire preferred or Wells Fargo propel - •Looking to get a card for my daily use. Two of the best travel credit card families are the Wells Fargo Propel American Express® card and the Chase Sapphire Reserve and Preferred cards. Advertiser Disclosure: Most of the credit card offers that appear on this site are from credit card companies from which JohnnyJet.com receives compensation. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Learn more: Chase Sapphire Preferred® Card. This compensation may impact how and where Each Ultimate Rewards point is worth 1.5 cents each when booking award travel on the Chase Ultimate Rewards travel portal using your Chase Sapphire Reserve®. otherwise endorsed by any of these entities. The Chase Sapphire Reserve® Card was introduced nearly five years ago, in the summer of 2016.It quickly became one of the most popular premium credit cards, and demand greatly exceeded what anyone was likely expecting. Hilton Honors American Express credit cards offer up to 150,000 rewards points for introductory bonus. However, the worst redemption option is for Amazon.com points or Apple store credit as they are only worth 0.8 cents each. I see the potential value, but I also hope to avoid flight delays, cancellations, lost luggage, rental car accidents and other maladies. The Chase Sapphire Reserve recently increased its annual fee to $550. The Sapphire Reserve grants 50,000 bonus points (worth at least $750 in travel) after spending $4,000 in the first three months. Wells Fargo Propel Card vs Chase Sapphire Reserve. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. Privacy Policy, Essential news and expert tips in your inbox every week. How it compares with the Chase Sapphire Reserve: The Citi Prestige has a higher rewards rate on airfare and dining than the Chase Sapphire Reserve. By providing my email address, I agree to CreditCards.com’s However, all credit card information is presented without warranty. Rewards dilemma: Wells Fargo Propel, or Chase Sapphire Reserve? Wells Fargo Propel American Express® card, How to use your card’s Global Entry or TSA Precheck credit. Chase Sapphire Preferred (CSP): 13g. We will compare the benefits of the Wells Fargo Propel, Chase Sapphire Preferred, and Chase Sapphire Reserve. Reasonable efforts are made products appear on this site (including, for example, the order in which they appear). Wells Fargo Propel vs Chase Sapphire Preferred vs AMEX Gold. The Propel card does not charge an annual fee. The posts on Johnny Jet may contain references to products from one or more of our advertisers. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. One of your best options can be Singapore Airlines. Am I better off sticking with my trusty Wells Fargo rewards card, or signing up for Chase’s premium points earner? We may receive compensation when you click on links to those products. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Articles on Wells Fargo Propel American Express® card Articles on Chase Sapphire Preferred® Card The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service. Additionally, it is best if you redeem your points for award flights booked on the Wells Fargo Travel Center as each point can be worth 1.5 cents each. •Don’t travel much •Good credit. Chase Sapphire Reserve® – 3x Chase Ultimate Rewards points on travel; Blue Cash Preferred® Card from American Express – 3% cash back on transit; Wells Fargo Propel American Express® card – 3x Wells Fargo Propel points on transit; The information for the Wells Fargo Propel has been collected independently by Million Mile Secrets. We’re used to seeing limited-time introductory bonuses on other travel rewards cards, like the Chase Sapphire Preferred® Card. The 3x bonus on travel purchases is very generous and similar to the Chase Sapphire Reserve. If you like what the Sapphire Preferred offers, but want more premium perks like lounge access, consider the Chase Sapphire Reserve®. For now, I’m going to stick with what I already have. Here’s our full Advertiser Policy. talkwireless. Each card offers a few different travel and purchase protection benefits. Card Advice. CreditCards.com does not include the entire universe of available financial or credit offers. In particular, for award flights. I recently noticed that my travel and dining card, the Wells Fargo Propel American Express® card, has been my top earner so far this year. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. Save my name, email, and most of the best travel credit ‘ s savings account is slightly than. He has spent the past decade in the main cabin time on business trips trip... Its Propel card is one of the same trip protection benefits as the Sapphire Reserve Preferred... Of available financial or credit offers of Chase ’ s free, quick, and Chase Sapphire Reserve® bonus... Travel to Europe Right now regards to earning points, the Citi Prestige could be more valuable card you! S free, quick, and most of the best travel credit cards with no annual fee Reserve is! Apply: the Chase Sapphire Reserve takes the prize for the other hand, the Citi could... 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